Weinstein & Randisi
Phone:585-310-1578
Toll free:800-768-1780

Resize the Content Text

Can Medicare be used for long-term care in New York?

When doing your long-term care planning in New York, you need to know exactly where you are going to get your funding from. This naturally leads you to the question of whether or not you can use Medicare to cover these costs.

Typically speaking, the answer is simple: No, Medicare does not work for long-term care options. There are exceptions and certain things that will be covered, but you should expect to have to cover most of the costs in another fashion.

For example, Medicare will often help to pay for treatment if it can be shown that you need daily treatment for a specific reason. For example, you may have had surgery, so you need to see a professional every day to make sure that you are healing properly. Even in these cases, though, the care usually only lasts for 100 days. If you don't need that daily care for a specific reason, you are likely not going to get just general coverage to pay for you to live in a nursing home.

In short, Medicare is more about helping you with specific medical treatments or helping you recover, and not about assisting with your overall living situation.

This is crucial because an assisted living center can be quite expensive. Reports show that you could pay around $81,030 if you do not even have a private room, with that price jumping up to $90,520 if you do. That is not the overall cost, either, but the cost per year.

Make sure that you know what to do about long-term care, from setting it up to paying for it.

Source: Forbes, "Does Medicare Pay For Long-Term Care?" accessed Jan. 14, 2015

No Comments

Leave a comment
Comment Information
  • I wanted to write to say how pleased my wife and I were at your professional handling of our estate planning and preparation of new wills. We were put at ease by your visit to our home for an interview and were pleased that you listened to us and captured the things that we felt were important.

    --Robert and Christine Simonson, Fairport
  • In order to finalize the documents we came to your office and were greeted in a very professional manner and we could not have asked for finer service. We left with copies of everything we needed and feel very confident our needs have been met. Thanks again. We will surely recommend you should the opportunity arise.

    — Christine and Robert Simonson, Fairport
  • I have been working with Weinstein & Randisi for about two years now. Elizabeth Randisi, through a very thorough process, has helped my wife and me determine what is really important in our lives. Thus, we were able to draft a living will that reflected our most important values regarding our estate.

    --David and Ajia Cherry, Fairport
  • I would like to give a testimony for Elizabeth Randisi, an estate attorney with Weinstein & Randisi. Her knowledge of wills and estate planning was clearly demonstrated in her presentation to us. Realizing our need for a will, my husband and I went to see Elizabeth.

    --Kathy and Gary Gray, Webster
  • Filing for Medicaid is never an easy or fun process. However, working with the Weinstein & Randisi firm made the process simple and streamlined. We were able to obtain all files and records regarding Medicaid enrollment within a few days using specially prepared checklists and verbiage recommended by our assigned paralegal.

    --Ajia and David Cherry, Fairport
Awarded Top 50 Estate Planning Blog
Email Us For a Response

How Can We Help You?

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Blog Feed

Blog

Weinstein & Randisi - estate planning

290 Linden Oaks, Ste. 200
Rochester, NY 14625

Toll Free: 800-768-1780
Phone: 585-310-1578
Rochester Law Office Map

Map

Call us now for a free, 100% confidential consultation: