Weinstein & Randisi
Toll free:800-768-1780

Resize the Content Text

Common questions about long-term care

Doing long-term care planning or thinking about getting all of the paperwork in order? It's wise to do this long before you need to use the plan, and asking the right questions can help. According to the National Institutes of Health, these are a few of the most common questions:

-- What are "out of pocket" costs?

These are costs not covered by insurance, even if insurance covers a larger amount. For example, if the insurance will cover $100,000 in costs, but you have max out-of-pocket costs of $10,000, you still need to come up with that $10,000. Be sure you always know the maximums and at what points they'll need to be paid.

-- How common is long-term care?

Long-term care options are incredibly common. Of those who are over 65 years old, around 70 percent need care in one form or another. Over 40 percent use nursing homes and assisted living centers.

-- Can you get care at home?

Yes, you can. Many people don't want to move to a nursing home. In-home care options are out there, though that does not mean they'll be right for everyone. There are also physical therapy sessions and other appointments that can be made to avoid a permanent move.

-- Should healthy people even consider long-term care?

Definitely. Having the plan in place means that you'll be ready if there is a sudden change, such as the onset of a disease or an accident. Life is unpredictable, so everyone should consider his or her options.

After you answer these questions and more, make sure you know exactly what legal steps must be taken in New York. It's very important to do this planning properly so that everything holds up and goes as desired when you do need it.

Source: NIH Senior Health, "Frequently Asked Questions," accessed June 04, 2016

No Comments

Leave a comment
Comment Information
  • I wanted to write to say how pleased my wife and I were at your professional handling of our estate planning and preparation of new wills. We were put at ease by your visit to our home for an interview and were pleased that you listened to us and captured the things that we felt were important.

    --Robert and Christine Simonson, Fairport
  • In order to finalize the documents we came to your office and were greeted in a very professional manner and we could not have asked for finer service. We left with copies of everything we needed and feel very confident our needs have been met. Thanks again. We will surely recommend you should the opportunity arise.

    — Christine and Robert Simonson, Fairport
  • I have been working with Weinstein & Randisi for about two years now. Elizabeth Randisi, through a very thorough process, has helped my wife and me determine what is really important in our lives. Thus, we were able to draft a living will that reflected our most important values regarding our estate.

    --David and Ajia Cherry, Fairport
  • I would like to give a testimony for Elizabeth Randisi, an estate attorney with Weinstein & Randisi. Her knowledge of wills and estate planning was clearly demonstrated in her presentation to us. Realizing our need for a will, my husband and I went to see Elizabeth.

    --Kathy and Gary Gray, Webster
  • Filing for Medicaid is never an easy or fun process. However, working with the Weinstein & Randisi firm made the process simple and streamlined. We were able to obtain all files and records regarding Medicaid enrollment within a few days using specially prepared checklists and verbiage recommended by our assigned paralegal.

    --Ajia and David Cherry, Fairport
Awarded Top 50 Estate Planning Blog
Email Us For a Response

How Can We Help You?

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Blog Feed


Weinstein & Randisi - estate planning

290 Linden Oaks, Ste. 200
Rochester, NY 14625

Toll Free: 800-768-1780
Phone: 585-310-1578
Rochester Law Office Map


Call us now for a free, 100% confidential consultation: