Weinstein & Randisi
Phone:585-310-1578
Toll free:800-768-1780

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Elder Law Archives

To give or not to give? That is the question

A previous post on this blog urged Rochester, New York, residents who were thinking about drafting a will to resist the temptation to just give away property to his or her loved ones immediately. As that post pointed out, the problem with doing so is that it leaves a person without the ability to control his or her own property. This can be a scary prospect even for families that seem to be loving and close-knit.

Overview of guardianships in New York

Many people in the Rochester area recognize as they continue to age that one day, they will not be able to continue to handle their own financial affairs without some assistance. In some cases, the person may not even be able to make sound decisions about their own living arrangements and basic needs.

The Medicaid "look back" period and how it affects planning

As previous posts on this blog have discussed, many middle class residents of Rochester, New York, who have worked hard all of their lives may find themselves in a bind as they approach old age and retirement. They will either have to fork over tens and possibly hundreds of thousands of dollars to pay for medical and nursing home care, or they will have to rely on Medicaid for help once they stop earning income.

What is a Medicaid "spend down"?

Long-term care in a nursing home or other facility, or even in-home care, is very expensive, so expensive that it can put an elderly or ill Rochester resident in dire financial straits. It is therefore important for Rochester residents, in the course of their end-of-life and estate planning, to account for these expenses that many people in New York have to undertake since they need the medical care.

Planning for your long-term medical needs after retirement

Most people in New York face health issues as they age that could lead to an increase in their health care expenses. This is especially true for women. In fact, according to a 2016 report, health care costs women age 65 will incur while they are retired total about $314, 673. This amount is 18 percent higher than that men of the same age would pay. This means that when it comes to long-term care planning, health care expenses should be kept in mind.

Hybrid policies may be an option for long-term care

We live in an age where medical advancements and health awareness means that people in New York and nationwide are living longer than ever. While this is a good thing, it highlights the importance for people to give some thought and make plans as to how they will care for themselves in their old age.

Dementia, elder care and estate planning

According to a recent study discussed in MedCity News, the rates of dementia in people older than 65 have dropped sharply since 2000. The decrease in dementia is excellent news, as the condition is one of the most distressing and difficult to manage of all health problems. Alzheimer's disease is the most common cause of dementia, and there is still no known cure. The decrease in dementia is also not tied to a specific medication used in treating the illness. Instead, it appears that education and improvements in overall health have driven the change.

The importance of legal help with elder law in New York

It is imperative to have a grasp of what elder law does and how its various legal necessities and issues are navigated. There are a great number of categories that elder law covers. From watching over finances to protecting property to ensuring that medical needs are met, those who need assistance must make certain that they are on firm legal ground.

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Weinstein & Randisi
290 Linden Oaks, Ste. 200
Rochester, NY 14625

Toll Free: 800-768-1780
Phone: 585-310-1578
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